Insurance

If you have insurance, please bring your insurance card with you to your visit.  Your eligibility will be verified automatically and all claims are processed electronically through our electronic medical record.   We accept almost all health insurance plans and have agreements with the major carriers, including those listed below.

BLUE CROSS/BLUE SHIELD

Kearney Clinic participates with Blue Cross and Blue Shield of Nebraska, and PPO Nebraska. We will file a claim for you. Payment from BCBS will be made directly to Kearney Clinic. BCBS will provide you with an Explanation of Benefits (EOB) showing charges, the amount covered by your particular policy, and payments made directly to Kearney Clinic on your behalf. If BCBS only pays a portion of your bill, the remaining balance due is your responsibility.

Kearney Clinic also participates with Midlands Choice Insurance.

MEDICARE

We will be happy to assist with credit questions and problems in a private atmosphere. Besides providing needed support, we are also familiar with the various agencies who might offer assistance and are qualified to explain how bank financing may help ease a temporary financial problem. If you have questions concerning your bill, contact Patients Accounts at 865-2141.

MEDICAID

The Kearney Clinic will provide necessary assistance in the event that application for Medicaid benefits is needed.

WORKER’S COMPENSATION

Workmen’s Compensation charges are added to the patient’s personal account. These charges are identified as employer related and are removed at the time the insurance reimbursement is received at Kearney Clinic. Please tell us your employer at the time of treatment. Upon completion of care, the patient should instruct the Clinic’s insurance department to file the necessary claim form.